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A credit crunch (also known as a credit squeeze or credit crisis) is a reduction in the general availability of loans (or credit) or a sudden tightening of the conditions required to obtain a loan from the banks. A credit crunch generally involves a reduction in the availability of credit independent of a rise in official interest rates. -- Wikipedia

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US Markets Suffer Worst Decline Since 2022 Amid Market Instability

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Dot-com bubble - Wikipedia

Low interest rates in 1998–99 facilitated an increase in start-up companies.
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